Property & rentals
Tenant Affordability Calculator
Referencing in one line: monthly rent times your market's income multiple. The multiple is editable, so it works in any country.
Calculator
Fill in the fields above to see results.
How it works
UK referencing usually wants annual income of at least 30x the monthly rent (guarantors 36x). The common US rule is gross monthly income of 3x rent - the same as a 36x annual multiple. Set whichever your market uses.
Frequently asked questions
How is rent affordability checked in the UK?
Referencing agencies typically require gross annual income of 30x the monthly rent - 1,500/month needs 45,000/year. Guarantors are usually asked for 36x.
What is the 30% rule in the US?
Spending no more than 30% of gross income on rent - equivalent to landlords asking for monthly income of at least 3x the rent. Enter 40 as the multiple for that stricter version.